24 Passive income ideas in Kenya to make over Ksh100,000 per month


There are over 24 passive income ideas for Kenyans to make over Ksh 100,000 per month. Some of them may not generate the money instant but eventually, they’ll be profitable. Passive activities generate income even when you don’t work, they are the best in regard to creating real wealth.

As the economy becomes tough for majority of Kenyans, passive income is necessary to make extra income. Research shows that only 2% of Kenyans earn over Ksh100, 000 monthly, implying that Ksh100k through passive income activities will propel you the rank of highest paid Kenyans.

Below are the 24 passive income ideas for Kenyans to make over Ksh100, 000 per month:

  1. Affiliate marketing
  2. Create a YouTube channel
  3. Guest posting
  4. Rental real estate(Airbnb )
  5. Rent out a room in your home
  6. Dividends
  7. Build a blog
  8. Write a book
  9. Start an online store
  10. Create an online course
  11. Participate in paid online surveys
  12. Earn credit card rewards
  13. Sell your photography
  14. Sell digital products
  15. Trade in Bitcoins
  16. Buy Unit Trusts
  17. Buy government bonds
  18. Start shylock business
  19. High yield savings accounts
  20. Rent out your parking space
  21. Rent out your car
  22. Share your internet
  23. Save in Mshwari
  24. Save money in fixed deposit account

Affiliate marketing

Affiliate marketing is gaining popularity, nowadays there are many and many content creators making money through affiliate marketing platforms. Betting companies, web hosting providers and e-commerce sites like Jumia are the most popular niches.

Affiliate marketing require one to own a niche blog and social media pages where to share the links. Making over Ksh100, 000 per month is easy when a blog is getting in excess of 10,000 views per day.

A site like Jumia will pay up to 10% of the sale price of an item. Assuming that you sell 10 items each worth Ksh50, 000, you’ll end up earning over Ksh50, 000 from those items in commissions. You need to sell 20 items and realize an income of Ksh100, 000 monthly.

Create a YouTube channel

Another way of creating passive income in Kenya is through content creation via YouTube. Nowadays there are many Kenyans on YouTube who earn over 100k, some even more than Ksh1 million per month. Eva Mungai, Thee Pluto, Terence Creative, Eric Omondi are among those earning hundreds of thousands of Kenyan money on YouTube.

Creating a YouTube channel is free but you need to grow it before you start earning decent income. Your channel should get more than 1,000 subscribers, it should have more than 4000 watch hours. It should also be more than 12 months old for it to be approved by AdSense.

1000 views will generate Ksh 50 to Ksh 150.If your channel gets 1 million views, you’ll earn over Ksh150, 000.

Guest posting

Guest Posting is common in Kenya where you write articles and post on other blogs to get paid. You can write as many articles as possible, keep them in a folder and share when need be.

Airbnb/Rent out a room in your home

Rent a house and let it out to other in Airbnb arrangement. You can also rent out a room in your home in case you have extra rooms which are not occupied.

A place in Nairobi is ideal for Airbnb. You’ll charge more than Ksh 10,000 per room in one week.

Invest in shares to earn dividends

Shares yield dividends. Invest in Saccos and the stock market to earn dividends annually.

Build a blog

Blogging is one of the main sources of income for Kenyans making money online. The cost of starting a blog in Kenya is Ksh 5,000 to Ksh 20,000.A complete blog needs a domain name, web hosting space and a WordPress content management system.It takes approximately 3 days to register a domain name and build a blog.

Domain name registration and web hosting services can be done by the following companies:

  1. Safaricom web hosting
  2. Kenya Website Experts
  3. Hostpinnacle
  4. Sasahost
  5. Truehost
  6. Bluehost

Each of those companies will help you connect your domain name with WordPress.

Bloggers in Kenya earn money through:

  1. AdSense
  2. AdSense alternatives like MGID and Taboola
  3. Affiliate marketing
  4. Selling courses
  5. Offering web design services
  6. Direct banner ads
  7. Sponsored content
  8. Paid reviews
  9. Product marketing on social media

A blog with 1 million views per month generates more than Ksh 150,000.

Write a book

If you are good in writing, write a book and sell it online. You can share the book on Amazon or Jumia…or even in bookshops. A book will generate good passive income as you concentrate on other activities.

Participate in online surveys

Join various online survey companies in Kenya and get paid through MPESA.Your work is to answer questions when needed and wait for money to flow in.

Rent your car

In case you have a car that’s idle, you can make extra income with it.Rent the car out to someone and get paid daily. Car hire business is booming in Kenya and in a day, you’ll make more than ksh4, 000.

Buy Unit Trusts

Unit Trusts, money market are some of the products to buy in Kenya and earn more than Ksh 100,000 per month. They are provided by insurance companies like CIC and stock brokers. You can save as little as Ksh 1,000 per month and earn interest daily.

Unit trusts pay interest of between 75 and 25%

Save money in fixed deposit account

Banks offer Kenyans opportunities to earn money through fixed deposit accounts. Fixed deposit account pay based on the period you save and the specific bank you save with.

Buy government bonds

Government bonds take long to mature but their pay is good. Invest as low as Ksh 50,000 and earn interest upon maturity of the bond.

Share your internet

If you have wireless internet, share with the rest and get paid monthly. You will buy from internet providers for Ksh3, 000 and end up making Ksh10,000 monthly.