How to make money in Kenya while asleep


There are many ways in which an individual can make money while asleep in Kenya. You simply do something online or offline and wait for the money to work for you. Most people who make money while asleep are individuals with well-established business which produce recurring or passive income.

It’s only when you start making money while asleep that you know you have made it in life. Every single day while you are working, ask yourself, “what if I am fired, will I survive for the next 6 months? It’s quite unfortunate to depend on salary which can be cut off anytime.

Those who have found themselves generating passive income have beautiful testimonies.

In case you want to make money in Kenya while asleep, do the following:

  1. Blogging
  2. Run a YouTube channel
  3. Buy Unit Trusts
  4. Buy Shares and Bonds
  5. Buy Cryptocurrency
  6. Affiliate marketing
  7. Start a profitable business and employ people to work for you
  8. Buy land
  9. Own rental property
  10. Save money in Mshwari
  11. Peer-peer lending
  12. Offer online courses
  13. Publish and eBook
  14. Save money in Fixed Deposit account
  15. Build an App
  16. Airbnb services
  17. Buy expensive items like gold and jewelry


Starting a blog in Kenya is not an expensive task, you require capital below Ksh 15,000.A domain name, hosting plan and WordPress CMS are the basic things needed to create a functional blog.HostPinnacle, Kenya Website Experts and Safaricom are the three best web hosting providers in Kenya where to register your new domain and buy hosting space. You will then link your domain with WordPress.Domain registration costs Ksh500 to Ksh 1,000 while hosting plan goes for Ksh 2,000 to Ksh 5,000 per year.

After creating a website, the next step is to look for ways of earning income from it. As a new blogger, I won’t suggest for you complex ways of making money, AdSense is the most ideal and basic monetization method. Create at least 20 high quality blog posts and apply for AdSense.

With traffic of 100,000 monthly, you’ll earn over 20k from AdSense. If you attract 1 million views, you’ll earn over 150k.

When you have enough traffic, you simply earn while asleep.

Run a YouTube channel

Another way of making money while asleep is by running a YouTube channel. It’s free to create one. Once you have it running, post as many videos as possible and apply to monetize with AdSense. You need at least 1000 subscribers, 4,000 watch hours for your channel to be approved for monetization.

For every 1,000 views your channel attracts, you’ll earn more than Ksh100.Make sure you have thousands of subscribers for you to stand a chance of earning decent income from YouTube.

Buy Unit Trusts

Insurance companies and stock brokers sell Unit Trusts to investors. They then invest your money in Treasury Bonds, shares, money market and real estate. The proceeds from those investments is shared among investors. Unit Trust need a capital of Ksh 5,000 and above. You’ll save as little as Ksh 1,000.

Each investor earns daily interest on investments which range between 6% and 25% of the total investment injected in the pool.

Buy shares and bonds

Identify profitable companies in Kenya and buy shares from them to earn dividends annually. Bonds will also pay you interest upon maturity of your invested amount.

Safaricom is one of the most profitable companies to buy shares from. You can buy government bonds because they pay high interest in investments.

For those with little money, join Saccos and buy shares from them.Saccos pay high dividends compared to most companies in Kenya.

Buy and sell cryptocurrency

Identify a genuine company selling bitcoins, invest your money there and wait for the price to increase and sell the Bitcoins.

Start a profitable business and employ people to work for you

Identify profitable businesses and inject capital in them. When they are stable, employ people to work for you. Your work is to go to the bank every month and see how much you have earned.

Buy land

Land appreciates. You can buy land for Ksh 100,000 today and sell the same for Ksh1 million in three years’ time. If you have good amount of money, buy several parcels of land within the country and wait for the prices to increase and sell them.

You should target areas like Nairobi, Mombasa, Nakuru, Eldoret and Mount Kenya where land appreciate fastest.

Own rental property

The only work you’ll do is to build rental properties, then afterwards earn money in terms of rent until you get old. This is simply money you’ll earn while asleep—you only need to employ a reliable caretaker.

If you get land in Nairobi, you’ll easily become a millionaire.

Save money in Mshwari

While others take loan from Mshwari, you’ll be saving to earn interest.This is one way of earning money while asleep in Kenya.

Peer-peer lending

If you have extra cash, start lending your peers, workmates and family members then earn interest when they return the money. But you should lend money to people you trust or ask for a collateral before lending them money if you don’t trust them.

Offer online courses/Publish eBook

You can also offer online courses where those who want to be trained pay subscription fee. People will subscribe and access the training online through videos and tutorials. Alternatively, publish a book and sell to people offline and online.

Save money in fixed deposit account

Fixed deposit account pays interest of between 6% and 10% per year. Identify a good bank with high interest and save your money, then wait when the maturity period. Fixed deposit trains one to be financially disciplined.

Build an App

For those who know how to build Apps, create one and sell it to users. You can create an App where people download/play cartoons from. An App for online taxi etc.

You’ll only spend your energy in creating the App but once the demand is there, you’ll earn money while asleep.

Airbnb services

Rent a house and let it out through Airbnb arrangement. You will rent a room for Ksh 5,000 per month and let it out for Ksh 5,000 per week.

Buy expensive items like gold and jewelry

Expensive items like gold and jewelry will appreciate in value over time. Buy and keep them in your house then sell when the demand is high.