How to make money in Kenya without capital


There are several tasks you can do in Kenya to make money without capital. It’s quite shocking that many youths claim that because there are no jobs, they can only idle at home. This is very unfortunate considering the many available opportunities online and offline.

If you want to make money in Kenya without capital, do some of the following tasks:

  1. Paid online surveys
  2. YouTube
  3. Sell your skills on Fiverr
  4. Article writing jobs
  5. Start a profitable blog
  6. Affiliate marketing
  7. Sell photos online
  8. Transcription
  9. Offer CV and cover letter writing services
  10. Entertain people on social media and get paid
  11. Offer home based salon
  12. Offer home based Kinyozi
  13. Cleaning services
  14. Let out some of your rooms
  15. Let out your car
  16. Offer car wash services
  17. Sell digital courses online
  18. Sell football tips
  19. Sell your skills
  20. Become an event planner
  21. Food delivery services to offices
  22. Become a Tout
  23. Carry luggage for travelers in towns
  24. Mobile phone repair services

Paid online surveys

Paid online survey companies don’t ask for money for you to join them, you just sign up and wait for tasks to be sent to you.The companies pay through MPESA,they pay in terms of Bitcoins or airtime.

Some of the genuine online survey companies in Kenya include:

Palm Research(






One Opinion(

Opinion Outpost(



Opinion Hero(

TGM Research(

Run a YouTube channel

YouTube is another source of making money with zero investment. It doesn’t cost you any money creating your own channel. After the channel is 12 months old with 1000 subscribers and at least 4000 watch hours, apply to monetize with AdSense. You will then make money based on the number of views the channel gets.

For every 100,000 views your channel will get, you’ll earn Ksh 20,000 and above.

Article writing jobs

Identify academic writing companies which pay for article writing. The companies offering these jobs pay Ksh150 to Ksh500 per page.

Below is a list of some of the best academic writing companies in Kenya:


Start a profitable blog

Do you know you can start a blog for free? Yes, BlogSpot and WordPress offer you the opportunity to start a blog without paying for a domain name and hosting space. This opportunity is particularly good for Kenyans who don’t have capital to create a blog. The cost of creating a blog in Kenya is Ksh4,000 to Ksh10,000 but with .BlogSpot and .WordPress you don’t need to spend any money.

After creating your blog, post high quality content and apply to monetize with AdSense.

Later after earning reasonable income from AdSense, buy your own domain name and hosting plan from companies like Bluehost. By doing so, your blog will rank high in search engines, it’s purely for SEO purposes.

Affiliate marketing

Affiliate marketing companies allow you to join them for free and earn commissions. Even with your only social media pages, you can earn thousands of cash daily. Join a program like Jumia affiliate and, market their products, their commissions range between 25 and 12% of the sale price of an item.

Affiliate marketing works well when you own a niche blog. If you plan to market Jumia products, create a blog that will focus purely on e-commerce product. If you are planning to market web hosting companies, create a niche blog on web hosting.

Sell photos online

You can use your phone to take photos and sell them online. Some of the companies buying photos include:

  1. Adobe Stock
  2. Shutterstock
  3. Alamy
  4. Etsy
  5. Fotomoto
  6. Crestock
  7. 500px
  8. Snapped4u
  9. PhotoShelter
  10. TourPhotos


Transcription and video editing are some of the tasks you can do in Kenya without spending any money in terms of capital. Transcription pays Ksh 3,000 to Ks20, 000 per week in Kenya, but it’s quite involving.

You are only required to be good in listening, writing and reading. You should also be quick in typing.

CV and cover letter writing

Write CVs and get paid more than ksh1,000 per CV,write cover letters and get paid at least Ksh 500 per cover letter. Advertise your skills in LinkedIn, through blogs and in social media.

Entertain your followers in social media and get paid via MPESA

If you want to make money through MPESA quickly, entertain people in social media and get support. Musicians, Comedians and DJs are some of the people who make a lot of money in social media by entertaining their audience.

Offer home based salon/kinyozi services

Since you don’t want to spend money to set up a Kinyozi/Salon, convert a section of your house into a business premise. You can market it on social media or by a word of mouth in the estate.

Convert some of your rooms into Airbnb

If you have some rooms you are not using, let them out. They can generate for you some good cash.

In Nairobi, a single room can fetch something between Ksh15, 000 and Ksh40,000 per month.

Offer cleaning services in estates

Move around estates to wash clothes, carpets and other items to get paid. These are jobs even men do nowadays especially in Nairobi estates.

Sell football tips

If you are good in analyzing football tips, create a blog or Telegram channel and sell the tips. With a Telegram channel, you don’t need any capital to sell your tips.

Offer food delivery services to offices.

Start online food delivery services to offices and get paid once you deliver. Someone will order fish and ugali, you cook and deliver then get paid via MPESA.There are those who pay even before the food is cooked.

Rent your car out

If you have a car that you’re not using, rent it out.You will be paid Ksh3,000 to Ksh10,000 per day.

Become a tout

If you find yourself jobless in Nairobi, become a tout and make money in matatu stages. You don’t need a capital to do this work.

Mobile repair services

Learn how to repair mobile phones, the skills are needed everywhere. Advertise your skills online and get paid once you repair the phones for your client. Instead of owning an office, you will be visiting your clients in offices and their homes.

Create online courses

Create online courses and sell them to your clients. You can write about SEO, investment, making money online etc.